Flood Insurance

Who needs Flood Insurance? EVERYONE! McMahon Agency - OceanCityFlood

As the owner of a property in close proximity to the coast, your investment may be subject to a possible loss from flood waters. Underwritten by the National Flood Insurance Program (NFIP), Flood Insurance provides coverage for losses to your property caused by flooding, which most Homeowners Insuance DOES NOT. From structural and mechanical damage to flood debris cleanup and floor surfaces such as tile and carpeting.

In addition, you can purchase separate coverage that insures most of your personal property and belongings up to a specified limit, including:

  • Clothing
  • Furniture, Housewares, Bedding
  • Computers & Home Electronics Decorative Items, Lamps, Lighting Fixtures
  • Area Rugs
  • Air Conditioners
  • Washer & Dryers


Flood Insurance is also available for Renters to cover just personal property not covered by Renter's Insurance.